Ameris BancorpUnderwriting Agreement • September 28th, 2020 • Ameris Bancorp • State commercial banks • New York
Ameris Bancorp, a bank holding company that is a corporation organized under the laws of the State of Georgia (the “Company”), proposes, subject to the terms and conditions stated herein, to issue and sell to the underwriters named in Schedule I hereto (each, an “Underwriter” and, collectively, the “Underwriters”), for whom Keefe, Bruyette & Woods, Inc. and Piper Sandler & Co. are acting as representatives (the “Representatives”), $110,000,000 aggregate principal amount of its 3.875% Fixed-to-Floating Rate Subordinated Notes due 2030 (each a “Note” and collectively, the “Notes”). The Notes will be issued pursuant to an indenture, dated as of March 13, 2017 (the “Base Indenture”), as supplemented by a third supplemental indenture to be dated as of September 28, 2020 (the “Supplemental Indenture” and, together with the Base Indenture, the “Indenture”), between the Company and Wilmington Trust, National Association, as trustee (the “Trustee”). This Underwriting Agreement is referred to he
