FOURTEENTH SUPPLEMENTAL INDENTURE between WESTPAC BANKING CORPORATION and THE BANK OF NEW YORK MELLON as Trustee Dated as of November 23, 2015Fourteenth Supplemental Indenture • November 23rd, 2015 • Westpac Banking Corp • Commercial banks, nec • New York
for deposits in a Representative Amount (as defined below) in United States dollars for a three-month period beginning on the second London Banking Day after the Determination Date. If at least two offered quotations are so provided, LIBOR for the Interest Period will be the arithmetic mean of all quotations so provided. If fewer than two quotations are so provided, the Calculation Agent will request each of three major banks in New York City, as selected and identified by the Company, to provide that bank’s rate (expressed as a percentage per annum), as of approximately 11:00 a.m., New York City time, on the Determination Date for loans in a Representative Amount in United States dollars to leading European banks for a three-month period beginning on the second London Banking Day after the Determination Date. If at least two rates are so provided, LIBOR for the Interest Period will be the arithmetic mean of all rates so provided. If fewer than two rates are so provided, then LIBOR for
