CREDIT AGREEMENT Dated as of November 8, 2010 Amended and Restated as of January 25, 2012 Among THE KROGER CO. as Borrower and THE INITIAL LENDERS NAMED HEREIN as Initial Lenders and BANK OF AMERICA, N.A. as Administrative Agent and CITIBANK, N.A. as...Credit Agreement • January 26th, 2012 • Kroger Co • Retail-grocery stores • New York
