0001104659-11-050150 Sample Contracts

Nashville, Tennessee (A Stock Insurance Company) INDIVIDUAL FLEXIBLE PREMIUM DEFERRED VARIABLE ANNUITY CONTRACT includes WAIVER OF SURRENDER CHARGES (Non- Participating)
Individual Flexible Premium Deferred Variable Annuity Contract • September 2nd, 2011 • Protective Variable Annuity Separate Account

Age: On a person’s birthday, the age (in years) attained by the person on that day. On any other day, the person’s age as of her or his last birthday.

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