0001104659-07-028616 Sample Contracts

FUND PARTICIPATION AGREEMENT between WANGER ADVISORS TRUST, COLUMBIA WANGER ASSET MANAGEMENT, LP, ING LIFE INSURANCE AND ANNUITY COMPANY, and RELIASTAR LIFE INSURANCE COMPANY
Fund Participation Agreement • April 16th, 2007 • Wanger Advisors Trust • Connecticut

ING Life Insurance and Annuity Company (“ING”), ReliaStar Life Insurance Company (ReliaStar) (collectively the “Company”), Wanger Advisors Trust (the “Fund”) and Columbia Wanger Asset Management, LP (the “Adviser”) hereby agree to an arrangement whereby the Fund shall be made available to serve as underlying investment media for Variable Annuity or Variable Life Contracts (“Contracts”) to be issued by the Company.

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FUND PARTICIPATION AGREEMENT Among RIVERSOURCE LIFE INSURANCE CO. OF NEW YORK WANGER ADVISORS TRUST COLUMBIA WANGER ASSET MANAGEMENT, L.P. And COLUMBIA MANAGEMENT DISTRIBUTORS, INC.
Fund Participation Agreement • April 16th, 2007 • Wanger Advisors Trust • Massachusetts

· RIVERSOURCE LIFE INSURANCE CO. OF NEW YORK (the “Company”), organized under the laws of the State of New York on its own behalf and on behalf of each of its separate accounts named in Schedule A to this Agreement, as may be amended from time to time (each account referred to as an “Account”);

AMENDMENT NO. 1 TO UNDERWRITING AGREEMENT
Underwriting Agreement • April 16th, 2007 • Wanger Advisors Trust

This Amendment No. 1 to the Underwriting Agreement (the “Amendment”) is hereby made by and between Wanger Advisors Trust (the “Trust”), a Massachusetts business trust and Columbia Management Distributors, Inc, formerly Liberty Funds Distributor, Inc. (“CMDI” or “Distributor”), a Massachusetts corporation. This Amendment is dated as of July 24, 2006. Capitalized terms not defined herein shall have the meaning ascribed to them in the Underwriting Agreement dated as of November 1, 2001 (the “Agreement”).

AMENDED AND RESTATED INVESTMENT ADVISORY AGREEMENT
Investment Advisory Agreement • April 16th, 2007 • Wanger Advisors Trust

WANGER ADVISORS TRUST, a Massachusetts business trust registered under the Investment Company Act of 1940 (the “1940 Act”) as an open-end management investment company (the “Trust”), and COLUMBIA WANGER ASSET MANAGEMENT, L.P., a Delaware limited partnership registered under the Investment Advisers Act of 1940 as an investment adviser (“Columbia WAM”), agree that:

AMENDMENT NO. 1 TO PARTICIPATION AGREEMENT BETWEEN WANGER ADVISORS TRUST, COLUMBIA MANAGEMENT DISTRIBUTORS, INC. AND
Participation Agreement • April 16th, 2007 • Wanger Advisors Trust

THIS AMENDMENT, effective as of 27th day of April, 2007, by and among Wanger Advisors Trust, a Massachusetts business trust corporation (the “Fund”), Columbia Management Distributors, Inc. (the “Underwriter”), Wanger Advisors Trust, a Massachusetts Corporation, and ML Life Insurance Company of New York, a New York life insurance company (the “Company”);

FUND PARTICIPATION AGREEMENT Among RIVERSOURCE LIFE INSURANCE COMPANY WANGER ADVISORS TRUST COLUMBIA WANGER ASSET MANAGEMENT, L.P. And COLUMBIA MANAGEMENT DISTRIBUTORS, INC.
Fund Participation Agreement • April 16th, 2007 • Wanger Advisors Trust • Massachusetts

· RIVERSOURCE LIFE INSURANCE COMPANY (the “Company”), organized under the laws of the State of Minnesota on its own behalf and on behalf of each of its separate accounts named in Schedule A to this Agreement, as may be amended from time to time (each account referred to as an “Account”);

AMENDMENT NO. 2 TO SHAREHOLDERS’ SERVICING AND TRANSFER AGENT AGREEMENT
Shareholders’ Servicing and Transfer Agent Agreement • April 16th, 2007 • Wanger Advisors Trust

This Amendment No. 2 to the Shareholders’ Servicing and Transfer Agent Agreement (the “Amendment”) is hereby made by and between Wanger Advisors Trust (the “Trust”), a Massachusetts business trust and Columbia Management Services, Inc. (“CMSI”) (formerly Liberty Funds Services, Inc.), a Massachusetts corporation. This Amendment is dated as of July 24, 2006. Capitalized terms not defined herein shall have the meaning ascribed to them in the Shareholders’ Servicing and Transfer Agent Agreement dated as of September 29, 2000 (the “Agreement”).

AMENDMENT NO. 3 TO SHAREHOLDERS’ SERVICING AND TRANSFER AGENT AGREEMENT
Shareholders’ Servicing and Transfer Agent Agreement • April 16th, 2007 • Wanger Advisors Trust

This Amendment No. 3 to the Shareholders’ Servicing and Transfer Agent Agreement (the “Amendment”) is hereby made by and between Wanger Advisors Trust (the “Trust”) a Massachusetts business trust and Columbia Management Services, Inc. (“CMSI”) (formerly Liberty Funds Services, Inc.), a Massachusetts corporation. This Amendment is dated March 6, 2007 and effective as of October 1, 2004. Capitalized terms not defined herein shall have the meaning ascribed to them in the Shareholders’ Servicing and Transfer Agent Agreement dated as of September 29, 2000 (the “Agreement”).

AMENDMENT NO. 1 TO PARTICIPATION AGREEMENT BETWEEN WANGER ADVISORS TRUST, COLUMBIA MANAGEMENT DISTRIBUTORS, INC. AND MERRILL LYNCH LIFE INSURANCE COMPANY
Participation Agreement • April 16th, 2007 • Wanger Advisors Trust

THIS AMENDMENT, effective as of the 27th day of April, 2007, by and among Wanger Advisors Trust, a Massachusetts business trust corporation (the “Fund”), Columbia Management Distributors, Inc. (the “Underwriter”), Wanger Advisors Trust, a Massachusetts Corporation, and Merrill Lynch Life Insurance Company, an Arkansas life insurance company (the “Company”);

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