0001104659-07-023186 Sample Contracts

GUARANTEE AGREEMENT by and between UNIVERSAL AMERICAN FINANCIAL CORP. and WILMINGTON TRUST COMPANY Dated as of March 22, 2007
Guarantee Agreement • March 28th, 2007 • Universal American Financial Corp • Life insurance • New York

This GUARANTEE AGREEMENT (this “Guarantee”), dated as of March 22, 2007, is executed and delivered by Universal American Financial, a New York corporation (the “Guarantor”), and Wilmington Trust Company, a Delaware banking corporation, as trustee (the “Guarantee Trustee”), for the benefit of the Holders (as defined herein) from time to time of the Capital Securities (as defined herein) of Universal American Statutory Trust VI, a Delaware statutory trust (the “Issuer”).

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