0001104659-06-002914 Sample Contracts

SECOND LOAN MODIFICATION AGREEMENT
Second Loan Modification Agreement • January 19th, 2006 • 1 800 Contacts Inc • Retail-catalog & mail-order houses • Utah

This Second Loan Modification Agreement (this “Agreement”) is effective as of the 30th day of December, 2005, by and between 1-800 CONTACTS, INC. (“Borrower”) and ZIONS FIRST NATIONAL BANK (“Lender”).

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