0001104659-04-039534 Sample Contracts

Confidential Materials omitted and filed separately with the Securities and Exchange Commission. Asterisks denote omissions. SIXTH AMENDMENT TO PROGRAM AGREEMENTS (BANK ONE CAMPUS LOAN PROGRAM
Program Agreements • December 14th, 2004 • First Marblehead Corp • Personal credit institutions

This Amendment to Program Agreements (this “Amendment”) amends the Program Agreements (as defined below) entered into by and among Bank One, National Association (“Bank One”), The First Marblehead Corporation (“FMC”), The Education Resources Institute, Inc. (“TERI”), and U.S. Bank, N.A. This Amendment is dated as of November 12, 2004.

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