0001104659-03-002586 Sample Contracts

GUARANTEE AGREEMENT HF FINANCIAL CORP. Dated as of December 19, 2002
Guarantee Agreement • February 14th, 2003 • Hf Financial Corp • Savings institution, federally chartered • New York

This GUARANTEE AGREEMENT (the “Guarantee”), dated as of December 19, 2002, is executed and delivered by HF Financial Corp., a savings and loan holding company incorporated in Delaware (the “Guarantor”), and Wilmington Trust Company, a Delaware banking corporation, as trustee (the “Guarantee Trustee”), for the benefit of the Holders (as defined herein) from time to time of the Capital Securities (as defined herein) of HF Financial Capital Trust III, a Delaware statutory trust (the “Issuer”).

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