0001093197-01-500052 Sample Contracts

LOAN AGREEMENT
Stock Pledge and Security Agreement • March 30th, 2001 • Netmaster Inc • Non-operating establishments • Delaware

THIS LOAN AGREEMENT (this "Agreement") is entered into on November 20, 2000, between NET MASTER CONSULTANTS, INC., a Texas corporation ("Net Master"), and Smart Card Technologies Co., Ltd., a Japanese limited liability company ("SCT").

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LOAN AGREEMENT
Loan Agreement • March 30th, 2001 • Netmaster Inc • Non-operating establishments • Delaware

THIS LOAN AGREEMENT (this "Agreement") is entered into on December 29, 2000, between ELYSIO CAPITAL CORP., a Delaware corporation ("Elysio") and NET MASTER CONSULTANTS, INC., a Texas corporation ("Net Master").

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