0001078782-14-002353 Sample Contracts

FOURTH AMENDMENT TO LOAN AGREEMENT
Loan Agreement • December 29th, 2014 • Zivo Bioscience, Inc. • Food and kindred products

This Fourth Amendment to Loan Agreement (“Fourth Amendment”) is made and entered into as of December 1, 2014 by and between HEP INVESTMENTS LLC, a Michigan limited liability company (“Lender”), and ZIVO BIOSCIENCE, INC. (formerly HEALTH ENHANCEMENT PRODUCTS, INC.), a Nevada corporation (“Borrower”).

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