0001047469-15-001414 Sample Contracts

EMPLOYMENT AGREEMENT
Employment Agreement • February 27th, 2015 • Essent Group Ltd. • Surety insurance • Delaware

This EMPLOYMENT AGREEMENT (this “Agreement”) is made and entered into as of this 30th day of September 2013, by and between Essent US Holdings, Inc., a Delaware corporation (the “Company”), and Lawrence McAlee (the “Executive”).

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RESTRICTED STOCK AGREEMENT
Restricted Stock Agreement • February 27th, 2015 • Essent Group Ltd. • Surety insurance

Pursuant to the Notice of Grant of Stock (the “Grant Notice”) attached to this Restricted Stock Agreement (the “Agreement”), Essent Group Ltd. (the “Company”) has granted to the holder named in the row entitled “Participant Name” in the Grant Notice (the “Participant”) the number of shares of Stock (as defined below) set forth in the row entitled “Share Amount” in Grant Notice (the “Shares”) pursuant to the Company’s 2013 Long-Term Incentive Plan, as amended from time to time (the “Plan”).

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