0001047469-08-004374 Sample Contracts

CONTRACT NUMBER: 99-0000461 ANNUITANT: CPDESIGN2NY AGE AT ISSUE: 51 CONTRACT DATE: MARCH 24, 2008 INITIAL PURCHASE PAYMENT: $50,000.00 MATURITY DATE: JUNE 13, 2034 0WNER(S) SPECIMEN
Lincoln New York Account N for Variable Annuities • April 9th, 2008

DEATH BENEFIT ON CONTRACT DATE: GUARANTEE OF PRINCIPAL PURCHASE PAYMENT AND ALLOCATION REQUIREMENTS: MINIMUM SUBSEQUENT PURCHASE PAYMENT TRANSMITTED ELECTRONICALLY: $25 MINIMUM SUBSEQUENT PURCHASE PAYMENT TRANSMITTED OTHER THAN ELECTRONICALLY: $100 MINIMUM ALLOCATION TO ANY ONE VARIABLE SUBACCOUNT: $20 MINIMUM ALLOCATION TO THE DCA FIXED ACCOUNT: $2,000 ACCOUNT FEE: The Account Fee is $35 per Contract Year. The Account Fee will be deducted on the first Valuation Date following the last day of each Contract Year. If the Contract is surrendered prior to the last day of a Contract Year, the full Account Fee will be deducted upon the surrender. The Account Fee will be deducted fromeach Variable Subaccount and the DCA Fixed Account on a pro-rata basis. The Account Fee will be waived for any Contract Year in whichthe Contract Value equals or exceeds $100,000.00 as of the Valuation Date on whichthe Account Fee would otherwise be deducted. The Account Fee will be waived after 15 Contract Years

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