0001035449-03-000179 Sample Contracts

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SUBSCRIPTION AGREEMENT BETWEEN THE TRUST AND THE INVESTORS
Subscription Agreement • April 29th, 2003 • Access Variable Insurance Trust

The undersigned (the "Purchaser") hereby subscribes to purchase a beneficial interest ("Interest") of each of the Series listed in the table below, each a series of Access Variable Insurance Trust, in consideration for which the Purchaser agrees to transfer to you upon demand cash in the total amount of one hundred thousand dollars ($100,000.00).

CUSTODY AGREEMENT BETWEEN THE HUNTINGTON NATIONAL BANK AND ACCESS VARIABLE INSURANCE TRUST
Custody Agreement • April 29th, 2003 • Access Variable Insurance Trust • Ohio
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