EXHIBIT 99.2 OPERATING AGREEMENTOperating Agreement • March 19th, 2003 • Metris Companies Inc • Personal credit institutions
RECITALSCapital Assurance and Liquidity Maintenance Agreement • March 19th, 2003 • Metris Companies Inc • Personal credit institutions • Delaware
EXHIBIT 99.4 LIQUIDITY RESERVE DEPOSIT AGREEMENT WHEREAS, Direct Merchants Credit Card Bank, N.A., Scottsdale, Arizona ("Depositor") is a national bank, chartered, supervised and examined by the Comptroller of the Currency ("Comptroller" or "OCC")...Deposit Agreement • March 19th, 2003 • Metris Companies Inc • Personal credit institutions
