0001019155-23-000260 Sample Contracts

AND OWNERS AND HOLDERS OF AMERICAN DEPOSITARY SHARES Amended and Restated Deposit Agreement AMENDED AND RESTATED DEPOSIT AGREEMENT
Deposit Agreement • December 28th, 2023 • Bank of New York / Adr Division • American depositary receipts • New York

AMENDED AND RESTATED DEPOSIT AGREEMENT dated as of __________, 2024 among JOINT STOCK COMPANY KASPI.KZ, a company incorporated under the laws of Kazakhstan (herein called the “Company”), THE BANK OF NEW YORK MELLON, a New York banking corporation (herein called the “Depositary”), and all Owners and Holders (each as hereinafter defined) from time to time of American Depositary Shares issued hereunder.

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DATED 28 MARCH 2019 KASPI.KZ JSC AND THE BANK OF NEW YORK MELLON DEPOSIT AGREEMENT RELATING TO AN OFFERING OF GLOBAL DEPOSITARY RECEIPTS REPRESENTING COMMON SHARES OF KASPI.KZ JSC
Deposit Agreement • December 28th, 2023 • Bank of New York / Adr Division • American depositary receipts • New York

Part A Certificate and Agreement of persons acquiring the Regulation S GDRs upon Deposit of Shares in the Regulation S Facility pursuant to Condition 1 and Clause 3.3 of the Deposit Agreement 80

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