0001015402-03-000237 Sample Contracts

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RECITALS:
Employment Agreement • February 5th, 2003 • Freedom Bancshares Inc • Georgia
RECITALS:
Employment Agreement • February 5th, 2003 • Freedom Bancshares Inc • Georgia
PROMISSORY NOTE
Promissory Note • February 5th, 2003 • Freedom Bancshares Inc

PROMISE TO PAY. Neighbor's Bancshares, Inc. ("Borrower") promises to pay to The Bankers Bank ("Lender"), or order, in lawful money of the United States of America, the principal amount of Five Hundred Thousand & 00/100 Dollars ($500,000.00) or so much as may be outstanding, together with interest on the unpaid outstanding principal balance of each advance. Interest shall be calculated from the date of each advance until repayment of each advance.

FORM OF WARRANT AGREEMENT (DIRECTOR)
Form of Warrant Agreement • February 5th, 2003 • Freedom Bancshares Inc • Georgia
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