0001002105-00-000002 Sample Contracts

Trust Indenture Declaration of Act Section Trust Section --------------- -------------
Southern Financial Capital Trust I • January 11th, 2000 • Savings institution, federally chartered • Delaware
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Guarantee Agreement • January 11th, 2000 • Southern Financial Capital Trust I • Savings institution, federally chartered • Georgia
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Southern Financial Capital Trust I • January 11th, 2000 • Savings institution, federally chartered • Virginia
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