0000950170-24-041128 Sample Contracts

First Amendment to Credit Agreement and Consent
Credit Agreement • April 3rd, 2024 • Regional Management Corp. • Personal credit institutions • New York

This Credit Agreement, dated as of April 3, 2023 (as amended, restated, supplemented or otherwise modified from time to time, this “Agreement”), is among Regional Management Receivables VII, LLC, a Delaware limited liability company, as borrower (the “Borrower”), Regional Management Corp., a Delaware corporation (“Regional Management”), as servicer (the “Servicer”), the lenders from time to time parties hereto (the “Lenders”), the agents for the Lender Groups (as defined herein) from time to time parties hereto (the “Agents”), BMO Capital Markets Corp., as administrative agent for the Lenders (in such capacity, the “Administrative Agent”), and Computershare Trust Company, N.A., including its successors and permitted assigns, as securities intermediary (in such capacity, the “Securities Intermediary”) and backup servicer (in such capacity, the “Backup Servicer”).

OMNIBUS AMENDMENT TO CREDIT AGREEMENT AND ACCOUNT CONTROL AGREEMENT AND CONSENT
Credit Agreement and Account Control Agreement • April 3rd, 2024 • Regional Management Corp. • Personal credit institutions • New York

This Credit Agreement, dated as of April 19, 2021 (as amended, restated, supplemented or otherwise modified from time to time, this “Agreement”), is among Regional Management Receivables IV, LLC, a Delaware limited liability company, as borrower (the “Borrower”), Regional Management Corp., a Delaware corporation (“Regional Management”), as servicer (the “Servicer”), the lenders from time to time parties hereto (the “Lenders”), the agents for the Lender Groups (as defined herein) from time to time parties hereto (the “Agents”), Wells Fargo Bank, National Association (“Wells Fargo Bank”), as administrative agent for the Lenders (in such capacity, the “Administrative Agent”), and Computershare Trust Company, National Association, as successor to Wells Fargo Bank, National Association, acting through its Corporate Trust Services division, as account bank (in such capacity, the “Account Bank”) and backup servicer (in such capacity, the “Backup Servicer”).