EXHIBIT 99(a) AGREEMENT AND PLAN OF MERGER by and betweenAgreement and Plan of Merger • September 10th, 1998 • Monocacy Bancshares Inc • National commercial banks • Maryland
Exhibit 99(b) THE TRANSFER OF THIS AGREEMENT IS SUBJECT TO CERTAIN PROVISIONS CONTAINED HEREIN AND TO RESALE RESTRICTIONS UNDER THE SECURITIES ACT OF 1933, AS AMENDED STOCK OPTION AGREEMENT, dated September 4, 1998, between Monocacy Bancshares, Inc.,...Option Agreement • September 10th, 1998 • Monocacy Bancshares Inc • National commercial banks • Maryland
