1 Exhibit 99.2 STOCKHOLDER AGREEMENT, DATED AS OF JANUARY 25, 1999, BY AND BETWEEN BSB BANCORP, INC. AND CERTAIN STOCKHOLDERS OF SKANEATELES BANCORP, INC. SKANEATELES BANCORP, INC. STOCKHOLDER AGREEMENT This STOCKHOLDER AGREEMENT, dated as of January...Stockholder Agreement • March 26th, 1999 • Skaneateles Bancorp Inc • State commercial banks • Delaware
1 Exhibit 2.1 AGREEMENT AND PLAN OF MERGER, DATED JANUARY 25, 1999, BY AND BETWEEN BSB BANCORP AND SKANEATELES BANCORP, INC. AGREEMENT AND PLAN OF MERGER BY AND BETWEEN BSB BANCORP, INC.Agreement and Plan of Merger • March 26th, 1999 • Skaneateles Bancorp Inc • State commercial banks • Delaware
1 Exhibit 99.1 OPTION AGREEMENT, DATED AS OF JANUARY 25, 1999, BY AND BETWEEN SKANEATELES BANCORP, INC. AND BSB BANCORP, INC. OPTION AGREEMENT THE TRANSFER OF THE OPTION GRANTED BY THIS AGREEMENT IS SUBJECT TO RESALE RESTRICTIONS. This OPTION...Option Agreement • March 26th, 1999 • Skaneateles Bancorp Inc • State commercial banks • Delaware
