0000950152-06-002009 Sample Contracts

SUPPLEMENTAL RETIREMENT AGREEMENT FOR JAMES F. KIDD
Supplemental Retirement Agreement • March 13th, 2006 • LNB Bancorp Inc • State commercial banks • Ohio

THIS AGREEMENT, made and entered into this 30th day of July, 1996, by and between LORAIN NATIONAL BANK (hereinafter referred to as the “Bank”), a national banking association organized and existing under the laws of the United States, whose principal place of business is Lorain, Ohio, and JAMES F. KIDD (hereinafter referred to as the “Executive”).

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SUPPLEMENTAL RETIREMENT BENEFITS AGREEMENT FOR GREGORY D. FRIEDMAN
Supplemental Retirement Benefits Agreement • March 13th, 2006 • LNB Bancorp Inc • State commercial banks • Ohio

Supplemental Retirement Benefits Agreement (the “Agreement”), made as of this 22nd day of December, 2000, by and among LNB BANCORP, INC. (an Ohio corporation) and THE LORAIN NATIONAL BANK (a national banking association organized and existing under the laws of the United States), which together with their respective successors and assigns are herein collectively called “Employer”, and GREGORY D. FRIEDMAN, hereinafter called “Executive”, is to EVIDENCE THAT:

LNB BANCORP, INC. AND REGISTRAR AND TRANSFER COMPANY Rights Agreement Dated as of October 24, 2000
Rights Agreement • March 13th, 2006 • LNB Bancorp Inc • State commercial banks • Ohio

RIGHTS AGREEMENT, dated as of October 24, 2000 (the “Agreement”), between LNB Bancorp, Inc., an Ohio corporation (the “Company”), and Registrar and Transfer Company, a New Jersey corporation (the “Rights Agent”).

SUPPLEMENTAL RETIREMENT AGREEMENT FOR JAMES F. KIDD
Supplemental Retirement Agreement • March 13th, 2006 • LNB Bancorp Inc • State commercial banks • Ohio

THIS AGREEMENT, made and entered into this 15th day of June, 1999, by and between LORAIN NATIONAL BANK (hereinafter referred to as the “Bank”), a national banking association organized and existing under the laws of the United States, whose principal place of business is Lorain, Ohio, and JAMES F. KIDD (hereinafter referred to as the “Executive”).

AGREEMENT TO JOIN IN THE FILING OF CONSOLIDATED FEDERAL INCOME TAX RETURNS
Agreement • March 13th, 2006 • LNB Bancorp Inc • State commercial banks

This agreement (the “Agreement”) is made and entered into this 27 day of February, 2001, between LNB Bancorp, Inc. (the “Holding Company”), and The Lorain National Bank and Charleston Insurance Agency, Inc. (the “Subsidiaries”).

Branch Purchase and Assumption Agreement by and between KeyBank National Association and Lorain National Bank Dated as of April 10, 1997
Branch Purchase and Assumption Agreement • March 13th, 2006 • LNB Bancorp Inc • State commercial banks • Ohio

Agreed Value shall mean, with regard to the Owned Real Estate and the Leasehold Estate, its value as reflected by the Appraisal. Agreed Value shall mean, with regard to the furniture, fixture and equipment which constitute part of the Assets, the net book value determined as of the most recent month end preceding the Closing Date under generally accepted accounting principles (the “Net Book Value”) of such furniture, fixture and equipment. In no event shall the Agreed Value of the furniture, fixtures and equipment at any Branch be less than $5,000.00.

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