0000950152-05-002563 Sample Contracts

GUARANTEE AGREEMENT by and between CENTRA FINANCIAL HOLDINGS, INC. and WILMINGTON TRUST COMPANY Dated as of September 20, 2004
Guarantee Agreement • March 25th, 2005 • Centra Financial Holdings Inc • National commercial banks • New York

This GUARANTEE AGREEMENT (this “Guarantee”), dated as of September 20, 2004, is executed and delivered by Centra Financial Holdings, Inc., a West Virginia corporation (the “Guarantor”), and Wilmington Trust Company, a Delaware banking corporation, as trustee (the “Guarantee Trustee”), for the benefit of the Holders (as defined herein) from time to time of the Capital Securities (as defined herein) of Centra Financial Statutory Trust I, a Delaware statutory trust (the “Issuer”).

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