0000950134-05-023411 Sample Contracts

CUSTOMER AGREEMENT FOR INTRODUCED CLEARANCE ACCOUNTS
Matrix Bancorp Inc • December 19th, 2005 • Mortgage bankers & loan correspondents • New York

Your brokerage firm (“Brokerage Firm”), acting on your behalf, introduces your account(s) to Bear, Stearns Securities Corp. (“Clearing Agent”), a subsidiary of The Bear Stearns Companies Inc. which, in turn, carriers your account(s) and clears (i.e., processes) your securities transactions as your Brokerage Firm directs. This agreement (“Agreement”) sets forth the terms and conditions on which Clearing Agent and other subsidiaries of The Bear Sterns Companies Inc. will open and maintain account(s) in your name. Your signature confirms that you agree to and are bound by the provisions of this Agreement.

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