0000950133-05-002501 Sample Contracts

FIRST NLC TRUST 2005-1, as Issuer JPMORGAN CHASE BANK, NATIONAL ASSOCIATION, as Securities Administrator and HSBC BANK USA, NATIONAL ASSOCIATION, as Indenture Trustee

First NLC Trust 2005-1 • June 1st, 2005 • Asset-backed securities • New York

• Company
  First NLC Trust 2005-1
• Filed
  June 1st, 2005
• Industry
  Asset-backed securities
• Jurisdiction
  New York

This INDENTURE, dated as of April 1, 2005, is by and among FIRST NLC TRUST 2005-1, a Delaware statutory trust, as issuer (the “Issuer”), JPMORGAN CHASE BANK, NATIONAL ASSOCIATION, a national banking association, as Securities Administrator (the “Securities Administrator”), and HSBC BANK USA, NATIONAL ASSOCIATION, a national banking association, as indenture trustee (the “Indenture Trustee”).