0000950133-05-001427 Sample Contracts

AGREEMENT TO PROVIDE SUPPLEMENTAL RETIREMENT BENEFITS
Provide Supplemental Retirement • April 1st, 2005 • National Consumer Cooperative Bank /Dc/ • Personal credit institutions • Washington

THIS AGREEMENT, effective as of the 30th day of December, 2003, by and between NATIONAL COOPERATIVE BANK a corporation organized under the laws of the United States (hereinafter referred to as the “Employer”), and STEVEN A. BROOKNER of Bethesda, Maryland (hereinafter referred to as the “Employee”).

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Second Amendment Dated as of December 28, 2004 to NOTE PURCHASE AND UNCOMMITTED MASTER SHELF AGREEMENT Dated as of December 28, 2001
Note Purchase and Uncommitted Master Shelf Agreement • April 1st, 2005 • National Consumer Cooperative Bank /Dc/ • Personal credit institutions • New York

This Second Amendment dated as of December 28, 2004 (the or this “Second Amendment”) to the Note Purchase and Uncommitted Master Shelf Agreement dated as of December 28, 2001 is between National Consumer Cooperative Bank (d/b/a/ National Cooperative Bank), a banking corporation chartered pursuant to the National Consumer Cooperative Bank Act, as amended, 12 U.S.C. §§3001-3051 (the “Company”), and each of the institutions which is a signatory to this Second Amendment (collectively, the “Noteholders”).

MEMORANDUM OF UNDERSTANDING WITH RESPECT TO TAX TREATMENT OF EMPLOYER PAYMENTS UNDER SPLIT-DOLLAR AGREEMENT
Dollar Agreement • April 1st, 2005 • National Consumer Cooperative Bank /Dc/ • Personal credit institutions

THIS MEMORANDUM OF UNDERSTANDING (“MOU”), made as of the day of December, 2003, by and between NATIONAL COOPERATIVE BANK, a corporation organized under the laws of the United States with its principal place of business in Washington, D.C. (hereinafter referred to as the “Employer”) and Terry D. Simonette of Columbia, Maryland (hereinafter referred to as the “Employee”).

MEMORANDUM OF UNDERSTANDING WITH RESPECT TO TAX TREATMENT OF EMPLOYER PAYMENTS UNDER SPLIT-DOLLAR AGREEMENT
Dollar Agreement • April 1st, 2005 • National Consumer Cooperative Bank /Dc/ • Personal credit institutions

THIS MEMORANDUM OF UNDERSTANDING (“MOU”), made as of the ___day of December, 2003, by and between NATIONAL COOPERATIVE BANK, a corporation organized under the laws of the United States with its principal place of business in Washington, D.C. (hereinafter referred to as the “Employer”) and CHARLES E. SNYDER of Alexandria, Virginia (hereinafter referred to as the “Employee”).

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