0000950133-02-004194 Sample Contracts

EMPLOYMENT AGREEMENT
Employment Agreement • December 23rd, 2002 • Oxford Finance Corp • Personal credit institutions • Virginia

THIS EMPLOYMENT AGREEMENT (the “Agreement”), dated as of March 26, 2002, between J. Alden Philbrick, IV (the “Executive”) and Oxford Finance Corporation, a Maryland corporation (the “Company”), recites and provides as follows:

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AGREEMENT
Agreement • December 23rd, 2002 • Oxford Finance Corp • Personal credit institutions • New York

This Amended and Restated Agreement is dated as of December 1, 2002 by and between WACHOVIA SECURITIES, INC., formerly known as First Union Securities, Inc. (“Wachovia”) and J. ALDEN PHILBRICK, IV (“Philbrick”), OXFORD VENTURE FINANCE, LLC and OXFORD FINANCE CORPORATION, INC. (together “Oxford”). This Agreement supercedes the Agreement between the aforementioned parties dated as May 1, 2002.

MASTER LOAN AND SECURITY AGREEMENT dated as of November 27, 2002, by and between FARMERS & MECHANICS BANK and OXFORD FINANCE CORPORATION
Master Loan and Security Agreement • December 23rd, 2002 • Oxford Finance Corp • Personal credit institutions • Maryland

THIS MASTER LOAN AND SECURITY AGREEMENT (this “Agreement”) is made as of the 27th day of November, 2002, by and between FARMERS & MECHANICS BANK, its successors and assigns (the “Bank”), and OXFORD FINANCE CORPORATION, its successors and permitted assigns (“Borrower”).

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