0000950131-03-001288 Sample Contracts

EXHIBIT NO. 10.18 – FORM OF EMPLOYMENT AGREEMENT, AS AMENDED, BETWEEN MID AMERICA BANK fsb AND ALLEN KORANDA, KENNETH KORANDA AND JERRY WEBERLING
Employment Agreement • March 12th, 2003 • Maf Bancorp Inc • Savings institution, federally chartered

The attached Employment Agreement dated April 19, 1990, as amended, between Mid America Bank and Allen Koranda is substantially identical in all material respects (except as otherwise noted below) with the other contracts listed below which are not being filed. By action of the Board of Directors of Mid America Bank, fsb, the term of each of these agreements has been extended to December 31, 2005.

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EXHIBIT NO. 10.17 - FORM OF EMPLOYMENT AGREEMENT, AS AMENDED, BETWEEN MAF BANCORP, INC. AND ALLEN KORANDA, KENNETH KORANDA AND JERRY WEBERLING
Employment Agreement • March 12th, 2003 • Maf Bancorp Inc • Savings institution, federally chartered • Delaware

The attached Employment Agreement dated April 19, 1990, as amended, between MAF Bancorp, Inc. and Allen Koranda is substantially identical in all material respects (except as otherwise noted below) with the other contracts listed below which are not being filed. By action of the Board of Directors of MAF Bancorp, Inc., the term of each of these agreements has been extended to December 31, 2005.

EXHIBIT NO. 10.20 – FORM OF SPECIAL TERMINATION AGREEMENT, AS AMENDED, BETWEEN MID AMERICA BANK, fsb AND KENNETH RUSDAL AND VARIOUS OFFICERS.
Special Termination Agreement • March 12th, 2003 • Maf Bancorp Inc • Savings institution, federally chartered

The attached Special Termination Agreement dated April 19, 1990, as amended, between Mid America Bank and Kenneth Rusdal is substantially identical in all material respects (except as otherwise noted below) with the other executive officer contracts listed below which are not being filed. By action of the Board of Directors of Mid America Bank, fsb, the term of each of these agreements has been extended to December 31, 2005.

EXHIBIT NO. 10.19 - FORM OF SPECIAL TERMINATION AGREEMENT, AS AMENDED, BETWEEN MAF BANCORP, INC., AND KENNETH RUSDAL AND VARIOUS OFFICERS.
Special Termination Agreement • March 12th, 2003 • Maf Bancorp Inc • Savings institution, federally chartered • Delaware

The attached Special Termination Agreement dated April 27, 1993, as amended, between MAF Bancorp, Inc. and Kenneth Rusdal is substantially identical in all material respects (except as otherwise noted below) with the other executive officer contracts listed below which are not being filed. By action of the Board of Directors of MAF Bancorp, Inc., the term of each of these agreements has been extended to December 31, 2005.

Credit Agreement Dated as of November 30, 2001, Between MAF Bancorp, Inc. And Harris Trust And Savings Bank
Credit Agreement • March 12th, 2003 • Maf Bancorp Inc • Savings institution, federally chartered • Illinois

The undersigned, MAF Bancorp, Inc., a Delaware corporation (the “Company”), applies to you (the “Lender”) for your commitment, subject to the terms and conditions hereof and on the basis of the representations and warranties hereinafter set forth, to extend credit to the Company, all as more fully hereinafter set forth.

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