Exhibit 13 STOCK OPTION AGREEMENT ---------------------- THIS NON-QUALIFIED STOCK OPTION AGREEMENT (this "Agreement"), dated as of January 21, 2000 (the "Date of Grant"), grant number PF001598, by and between Prism Financial Corporation, a Delaware...Stock Option Agreement • March 27th, 2000 • Prism Financial Corp • Mortgage bankers & loan correspondents • Delaware
andRights Agreement • March 27th, 2000 • Prism Financial Corp • Mortgage bankers & loan correspondents • Delaware
Exhibit 20 FIRST AMENDMENT TO RIGHTS AGREEMENT This First Amendment (the "Amendment"), dated as of March 10, 2000, is entered into by and between Prism Financial Corporation, a Delaware corporation, (the "Company"), and LaSalle Bank National...Rights Agreement • March 27th, 2000 • Prism Financial Corp • Mortgage bankers & loan correspondents • Delaware
Exhibit 14 NON-QUALIFIED STOCK OPTION AGREEMENT ------------------------------------ THIS NON-QUALIFIED STOCK OPTION AGREEMENT (this "Option Agreement"), dated as of January 21, 2000 (the "Date of Grant"), grant number PF001597, by and between Prism...Non-Qualified Stock Option Agreement • March 27th, 2000 • Prism Financial Corp • Mortgage bankers & loan correspondents • Delaware
Exhibit 10 EMPLOYMENT AGREEMENT AGREEMENT, dated as of the 10th day of March 2000, by and among Prism Financial Corporation, a Delaware corporation (the "Company"), Mark A. Filler (the "Executive"), and Royal Bank of Canada, a bank organized and...Employment Agreement • March 27th, 2000 • Prism Financial Corp • Mortgage bankers & loan correspondents • Illinois
Exhibit 11 EMPLOYMENT AGREEMENT AGREEMENT, dated as of the 10th day of March 2000, by and among Prism Financial Corporation, a Delaware corporation (the "Company"), David A. Fisher (the "Executive"), and Royal Bank of Canada, a bank organized and...Employment Agreement • March 27th, 2000 • Prism Financial Corp • Mortgage bankers & loan correspondents • Illinois
RECITALS --------Restricted Stock Agreement • March 27th, 2000 • Prism Financial Corp • Mortgage bankers & loan correspondents • Delaware
Exhibit 18 REGISTRATION RIGHTS AGREEMENTRegistration Rights Agreement • March 27th, 2000 • Prism Financial Corp • Mortgage bankers & loan correspondents • Delaware
MERGER AGREEMENTPlan and Agreement of Merger • March 27th, 2000 • Prism Financial Corp • Mortgage bankers & loan correspondents • Delaware
March 22, 2000 Dear Fellow Stockholders: We are pleased to inform you that on March 10, 2000, Prism Financial Corporation ("Prism") entered into a Merger Agreement (the "Merger Agreement") with Royal Bank of Canada, a Canadian commercial bank...Prism Financial Corp • March 27th, 2000 • Mortgage bankers & loan correspondents
We are pleased to inform you that on March 10, 2000, Prism Financial Corporation ("Prism") entered into a Merger Agreement (the "Merger Agreement") with Royal Bank of Canada, a Canadian commercial bank ("Parent"), and Prism Acquisition Subsidiary, Inc. (f/k/a Rainbow Acquisition Subsidiary, Inc.), a Delaware corporation and a wholly owned, indirect subsidiary of Parent ("Purchaser"), pursuant to which Purchaser has today commenced a tender offer (the "Offer") to purchase all of the outstanding shares of Prism common stock, par value $.01 per share (the "Shares"), together with the associated rights to purchase preferred stock pursuant to the Rights Agreement, dated as of January 27, 2000, between Prism and LaSalle Bank National Association, as Rights Agent, for $7.50 per Share in cash. Under the Merger Agreement and subject to the terms thereof, following the Offer, Purchaser will be merged with and into Prism (the "Merger") and all Shares not purchased in the Offer (other than Shares
ROYAL BANK OF CANADA Royal Bank Plaza MUTUAL CONFIDENTIALITY AGREEMENT 200 Bay Street Toronto, Ontario M5J 2J5 Canada (416) 974-9878 CONFIDENTIAL as of January 31, 2000 Prism Financial Corporation 440 North Orleans Chicago, Illinois 60610 Attention:...Prism Financial Corp • March 27th, 2000 • Mortgage bankers & loan correspondents • New York
