0000950130-00-006330 Sample Contracts

ARTICLE I DEFINITIONS
Regional Bank Holders Sm Trust • November 28th, 2000 • Asset-backed securities • New York
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Regional Bank Holders Sm Trust • November 28th, 2000 • Asset-backed securities

This prospectus supplement amends and supplements information contained in the prospectus dated June 22, 2000 relating to the sale of up to 1,000,000,000 depositary receipts by Regional Bank HOLDRS Trust.

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