0000950129-04-009271 Sample Contracts

SUBSCRIPTION AGREEMENT
Subscription Agreement • November 22nd, 2004 • Consumer Direct of America • Finance services • Nevada
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CREDIT FACILITY AGREEMENT
Credit Facility Agreement • November 22nd, 2004 • Consumer Direct of America • Finance services • Nevada

THIS CREDIT FACILITY AGREEMENT (“Agreement”) is made and effective as of September 21, 2004, by and among Consumer Direct of America (“CDA”), the Borrower and Club Vista Holdings Inc. (“Club Vista”) the Lender and Gary Tharaldson (“Administrative Agent”).

JOINT VENTURE AGREEMENT
Joint Venture Agreement • November 22nd, 2004 • Consumer Direct of America • Finance services • Nevada

This JOINT VENTURE AGREEMENT is made on September 14th, 2004, between Consumer Direct of America a Nevada Corporation hereinafter referred to as (“CDA”) and Club Vista Holdings, Inc., a Nevada Corporation hereinafter referred to as (“Club Vista”) and collectively referred to as the Parties (“Party”).

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