0000950123-10-037558 Sample Contracts

Participation Agreement (TST)
Participation Agreement • April 23rd, 2010 • Merrill Lynch Life Variable Annuity Separate Account D • Arkansas

THIS AGREEMENT, dated as of the 20th day of October, 2008, between Merrill Lynch Life Insurance Company (the “Company”), an Arkansas life insurance company, on its own behalf and on behalf of each segregated asset account of the Company set forth on Schedule A hereto as may be amended from time to time (hereinafter referred to individually and collectively as the “Account”), and Transamerica Capital, Inc. (the “Underwriter”), a California corporation.

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AMENDMENT NO. 3 TO RETAIL FUND PARTICIPATION AGREEMENT
Retail Fund Participation Agreement • April 23rd, 2010 • Merrill Lynch Life Variable Annuity Separate Account D

THIS AMENDMENT No. 3 to the Retail Fund Participation Agreement (the “Agreement”) dated March, 2005, as amended, by and among Merrill Lynch Life Insurance Company, (hereinafter the “Company”), on its own behalf and on behalf of each separate account of the Company set forth in Schedule A of the Agreement, as may be amended from time to time (each such account hereinafter referred to as a “Separate Account”) and Pioneer Funds Distributor, Inc. (“PFD”), (hereinafter the “Underwriter”) is effective as of October 30, 2009.

AMENDMENT NO. 1 TO PARTICIPATION AGREEMENT
Participation Agreement • April 23rd, 2010 • Merrill Lynch Life Variable Annuity Separate Account D

THIS AMENDMENT No. 1 to the Participation Agreement (the “Agreement”) between Janus Aspen Series (the “Trust”), Merrill Lynch Life Insurance Company (the “Company”) and Janus Distributors LLC (the “Distributor”) is effective as of October 30, 2009. Capitalized terms not otherwise defined herein shall have the meanings ascribed to them in the Agreement.

AMENDMENT NO. 1 TO PARTICIPATION AGREEMENT BETWEEN TRANSAMERICA CAPITAL, INC. AND MERRILL LYNCH LIFE INSURANCE COMPANY
Participation Agreement • April 23rd, 2010 • Merrill Lynch Life Variable Annuity Separate Account D

The Participation Agreement, dated October 20, 2008 (“Agreement”) between Transamerica Capital, Inc. (the “Underwiter”), and Merrill Lynch Life Insurance Company (the “Company”) is hereby amended as of May 1, 2010 as follows:

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