0000950123-09-073350 Sample Contracts

United States Department of the Treasury 1500 Pennsylvania Avenue, NW Washington, D.C. 20220 December 18, 2009

Birmingham Bloomfield Bancshares • December 24th, 2009 • State commercial banks

• Company
  Birmingham Bloomfield Bancshares
• Filed
  December 24th, 2009
• Industry
  State commercial banks

Reference is made to that certain Letter Agreement incorporating the Securities Purchase Agreement — Standard Terms dated of as of the date of this letter agreement (the “Securities Purchase Agreement” ) between United States Department of Treasury ( “Investor” ) and the company named on the signature page hereto (the “Company” ). Capitalized terms used but not defined herein shall have the meanings assigned to them in the Securities Purchase Agreement.

UNITED STATES DEPARTMENT OF THE TREASURY 1500 PENNSYLVANIA AVENUE, NW WASHINGTON, D.C. 20220

Birmingham Bloomfield Bancshares • December 24th, 2009 • State commercial banks • New York

• Company
  Birmingham Bloomfield Bancshares
• Filed
  December 24th, 2009
• Industry
  State commercial banks
• Jurisdiction
  New York

Reference is made to that certain Letter Agreement incorporating the Securities Purchase Agreement — Standard Terms dated of as of the date of this letter agreement (the “Securities Purchase Agreement”) between United States Department of Treasury (“Investor”) and the company named on the signature page hereto (the “Company”). Capitalized terms used but not defined herein shall have the meanings ascribed to such terms in the Securities Purchase Agreement.