0000950123-09-028749 Sample Contracts

MFA FINANCIAL, INC. 50,000,000 Shares Common Stock ($0.01 Par Value) UNDERWRITING AGREEMENT July 29, 2009
Underwriting Agreement • August 3rd, 2009 • Mfa Financial, Inc. • Real estate investment trusts • New York

MORGAN STANLEY & CO. INCORPORATED DEUTSCHE BANK SECURITIES INC. as Representatives of the several Underwriters, c/o Morgan Stanley & Co. Incorporated 1585 Broadway New York, New York 10036

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