0000950123-08-002992 Sample Contracts

MEMORANDUM OF AGREEMENT
Memorandum of Agreement • March 14th, 2008 • Tower Group, Inc. • Fire, marine & casualty insurance • New York

The attached Aggregate Excess of Loss Agreement has been submitted for regulatory approval. The participating companies below have agreed to the attached Aggregate Excess of Loss Agreement pending regulatory approval.

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FOURTH AMENDMENT TO LEASE
To Lease • March 14th, 2008 • Tower Group, Inc. • Fire, marine & casualty insurance

AGREEMENT, dated as of the 25th day of July, 2006, between 120 BROADWAY HOLDINGS, LLC, a Delaware limited liability company, having an office at 7 World Trade Center, 250 Greenwich Street, New York, New York 10007 (“Landlord”), and TOWER GROUP, INC., a Delaware corporation, having an office at 120 Broadway, New York, New York 10271 (“Tenant”).

MEMORANDUM OF AGREEMENT
Brokerage Business Quota Share Reinsurance Agreement • March 14th, 2008 • Tower Group, Inc. • Fire, marine & casualty insurance

The attached Amendment No. 3 to the Amended & Restated Brokerage Business Quota Share Reinsurance Agreement has been submitted for regulatory approval. The participating companies below have agreed to the attached Amendment No. 3 pending regulatory approval.

MEMORANDUM OF AGREEMENT
Memorandum of Agreement • March 14th, 2008 • Tower Group, Inc. • Fire, marine & casualty insurance

The attached Amendment No. 4 to the Amended & Restated Brokerage Business Quota Share Reinsurance Agreement has been submitted for regulatory approval. The participating companies below have agreed to the attached Amendment No. 4 pending regulatory approval.

FIFTH AMENDMENT TO LEASE
To Lease • March 14th, 2008 • Tower Group, Inc. • Fire, marine & casualty insurance

AGREEMENT, dated as of the 20th day of December, 2006, between 120 BROADWAY HOLDINGS, LLC, a Delaware limited liability company, having an office at 7 World Trade Center, 250 Greenwich Street, New York, New York 10007 (“Landlord”), and TOWER GROUP, INC., a Delaware corporation, having an office at 120 Broadway, New York, New York 10271 (“Tenant”).

MEMORANDUM OF AGREEMENT
Memorandum of Agreement • March 14th, 2008 • Tower Group, Inc. • Fire, marine & casualty insurance

The attached Amendment No. 2 to the Amended & Restated Brokerage Business Quota Share Reinsurance Agreement has been submitted for regulatory approval. The participating companies below have agreed to the attached Amendment No. 2 pending regulatory approval.

SERVICE AGREEMENT
Service Agreement • March 14th, 2008 • Tower Group, Inc. • Fire, marine & casualty insurance • Delaware

This (“Agreement”) is entered into as of May 1, 2007 by and between Tower Risk Management Corp.(“TRM”), a company domiciled in New York with offices located at 120 Broadway, New York, N.Y. 10271 and CastlePoint Management Corp. (“CPM”), a Delaware corporation with offices located at 120 Broadway, New York, N.Y. 10271.

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