JOINT FILING AGREEMENTJoint Filing Agreement • January 18th, 2007 • High Ridge Capital LLC • Surety insurance
Pursuant to Rule 13d-1(k)(1) promulgated pursuant to the Securities Exchange Act of 1934, as amended, the undersigned agree that the attached Schedule 13G is being filed on behalf of each of the undersigned with respect to the common shares, $0.10 par value per share, of RAM Holdings Ltd.
