0000950123-05-001628 Sample Contracts

Exhibit 14 AGREEMENT AND PLAN OF MERGER
Agreement and Plan of Merger • February 11th, 2005 • Metlife Inc • Insurance agents, brokers & service • Missouri
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JOINT FILING AGREEMENT
Joint Filing Agreement • February 11th, 2005 • Metlife Inc • Insurance agents, brokers & service

Pursuant to Rule 13d-1(k)(l)(iii) promulgated under the Securities Exchange Act of 1934, as amended, each of the undersigned agrees that the Statement on Amendment No. 11 to Schedule 13D, to which this exhibit is attached, is filed on his or her behalf.

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