0000950123-01-002750 Sample Contracts

NEW YORK COMMUNITY BANCORP, INC. STOCK OPTION AGREEMENT
Stock Option Agreement • March 28th, 2001 • Richmond County Financial Corp • Savings institutions, not federally chartered • New York

STOCK OPTION AGREEMENT, dated as of March 27, 2001, between Richmond County Financial Corp. (“RCF”), a Delaware corporation (“Grantee”), and New York Community Bancorp, Inc., a Delaware corporation (“Issuer”).

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RICHMOND COUNTY FINANCIAL CORP. STOCK OPTION AGREEMENT
Richmond County Financial Corp. Stock Option Agreement • March 28th, 2001 • Richmond County Financial Corp • Savings institutions, not federally chartered • New York

STOCK OPTION AGREEMENT, dated as of March 27, 2001, between New York Community Bancorp, Inc. (“NYCB”), a Delaware corporation (“Grantee”), and Richmond County Financial Corp., a Delaware corporation (“Issuer”).

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