EMPLOYMENT AGREEMENT As Amended and Restated THIS AGREEMENT entered into this 17th day of March, 2004 ("Effective Date"), by and between Advance Financial Savings Bank, (the "Savings Bank") and Stephen M. Gagliardi (the "Employee"). WHEREAS, the...Employment Agreement • May 13th, 2004 • Advance Financial Bancorp • Savings institution, federally chartered • West Virginia
