0000929638-25-004678 Sample Contracts

FORM OF CUSTODIAN AGREEMENT among EXETER FINANCE LLC, as Custodian, EXETER FINANCE LLC, as Servicer, and [INDENTURE TRUSTEE] as Indenture Trustee Dated as of [_____], 20[__]
Custodian Agreement • December 19th, 2025 • Efcar, LLC • Asset-backed securities • New York

THIS CUSTODIAN AGREEMENT, dated as of [_____], 20[__], is made with respect to the issuance of Notes and Certificates by Exeter [Select] Automobile Receivables Trust 20[__]-[__] (the “Issuer”), and is among EXETER FINANCE LLC, as custodian (in such capacity, the “Custodian”), EXETER FINANCE LLC, as servicer (in such capacity, the “Servicer”), and [INDENTURE TRUSTEE], a [______], as indenture trustee (in such capacity, the “Indenture Trustee”). Capitalized terms used herein which are not defined herein shall have the meanings set forth in the Sale and Servicing Agreement (as hereinafter defined).

View Source
FORM OF ACCESSION AGREEMENT
Accession Agreement • December 19th, 2025 • Efcar, LLC • Asset-backed securities

This is an Accession Agreement and is being entered into pursuant to the Agreement. Each undersigned Other Party hereby: (i) acknowledges and confirms that it has received a copy of the Agreement, (ii) agrees to be bound by the terms and conditions of the Agreement as if it were an original signatory thereto, (iii) acknowledges that it only has and will only have at any time rights to Remittances in respect of the Receivables that are owned by or pledged at such time to such Other Party pursuant to a Transaction Document under the related Transaction described in (A) below:

View Source
FORM OF SALE AND SERVICING AGREEMENT among EXETER [SELECT] HOLDING[S] TRUST 20[__]-[__], Holding Trust, EFCAR, LLC, Seller, EXETER FINANCE LLC, Servicer, EXETER [SELECT] AUTOMOBILE RECEIVABLES TRUST 20[__]-[__], Issuer and [INDENTURE TRUSTEE][AND...
Sale and Servicing Agreement • December 19th, 2025 • Efcar, LLC • Asset-backed securities • New York

SALE AND SERVICING AGREEMENT dated as of [Date], among EXETER [SELECT] HOLDING[S] TRUST 20[__]-[__], a Delaware statutory trust (the “Holding Trust”), EFCAR, LLC, a Delaware limited liability company (the “Seller”), EXETER FINANCE LLC, a Delaware limited liability company (the “Servicer”), EXETER [SELECT] AUTOMOBILE RECEIVABLES TRUST 20[__]-[__], a Delaware statutory trust (“Issuer”), and [INDENTURE TRUSTEE][AND BACKUP SERVICER], a [______], in its capacity as Indenture Trustee [and as Backup Servicer].

View Source
FORM OF AMENDED AND RESTATED TRUST AGREEMENT (Holding Trust) between EXETER [SELECT] AUTOMOBILE RECEIVABLES TRUST 20[__]-[__] Seller and [OWNER TRUSTEE] Owner Trustee Dated as of [_____], 20[__]
Trust Agreement • December 19th, 2025 • Efcar, LLC • Asset-backed securities • Delaware

This AMENDED AND RESTATED TRUST AGREEMENT, dated as of [_____], 20[__], between EXETER [SELECT] AUTOMOBILE RECEIVABLES TRUST 20[__]-[__], a Delaware statutory trust, as depositor (the “Seller”), and [OWNER TRUSTEE], a [_______], as Owner Trustee, amends and restates in its entirety that certain Trust Agreement dated as of [_____], 20[__] (the “Initial Trust Agreement”), between EFCAR, LLC, as depositor (the “Initial Depositor”) and the Owner Trustee.

View Source
FORM OF PURCHASE AGREEMENT between EFCAR, LLC Purchaser and EXETER FINANCE LLC Seller Dated as of [Date]
Purchase Agreement • December 19th, 2025 • Efcar, LLC • Asset-backed securities • New York

THIS PURCHASE AGREEMENT, dated as of [Date], executed between EFCAR, LLC, a Delaware limited liability company, as purchaser (“Purchaser”) and Exeter Finance LLC, a Delaware limited liability company, as Seller (“Seller”).

View Source
ISDA®
2002 Master Agreement • December 19th, 2025 • Efcar, LLC • Asset-backed securities • New York

have entered and/or anticipate entering into one or more transactions (each a “Transaction”) that are or will be governed by this 2002 Master Agreement, which includes the schedule (the “Schedule”), and the documents and other confirming evidence (each a “Confirmation”) exchanged between the parties or otherwise effective for the purpose of confirming or evidencing those Transactions. This 2002 Master Agreement and the Schedule are together referred to as this “Master Agreement”.

View Source
FORM OF CONTRIBUTION AGREEMENT between EXETER [SELECT] HOLDING[S] TRUST 20[__]-[__] Transferee and EXETER [SELECT] AUTOMOBILE RECEIVABLES TRUST 20[__]-[__] Transferor Dated as of [_____], 20[__]
Contribution Agreement • December 19th, 2025 • Efcar, LLC • Asset-backed securities • New York

THIS CONTRIBUTION AGREEMENT, dated as of [_____], 20[__], is executed between Exeter [Select] Holding[s] Trust 20[__]-[__], a Delaware statutory trust, as Transferee (“Transferee”) and Exeter [Select] Automobile Receivables Trust 20[__]-[__], a Delaware statutory trust, as Transferor (“Transferor”).

View Source
FORM OF SALE AGREEMENT among EFCAR, LLC Purchaser EXETER FINANCE LLC Representation Provider and [SELLER] Seller Dated as of [Date]
Sale Agreement • December 19th, 2025 • Efcar, LLC • Asset-backed securities • New York

THIS SALE AGREEMENT, dated as of [Date], executed among EFCAR, LLC, a Delaware limited liability company, as purchaser (“Purchaser”), [Seller], a [______], as Seller (“Seller”) and Exeter Finance LLC, a Delaware limited liability company, as Representation Provider (“Representation Provider”).

View Source
FORM OF AMENDED AND RESTATED TRUST AGREEMENT (Issuer) between EFCAR, LLC Seller and [OWNER TRUSTEE] Owner Trustee Dated as of [_____], 20[__]
Trust Agreement • December 19th, 2025 • Efcar, LLC • Asset-backed securities • Delaware

This AMENDED AND RESTATED TRUST AGREEMENT, dated as of [_____], 20[__], between EFCAR, LLC, a Delaware limited liability company, as depositor (the “Seller”), and [OWNER TRUSTEE], a [______], as Owner Trustee, amends and restates in its entirety that certain Trust Agreement dated as of [_____], 20[__], between the Seller and the Owner Trustee.

View Source
EXETER [SELECT] AUTOMOBILE RECEIVABLES TRUST 20[_]-[_] Class A-1 [_]% Asset Backed Notes Class A-2[-A] [_]% Asset Backed Notes [Class A-2-B Floating Rate Asset Backed Notes] Class A-3 [_]% Asset Backed Notes Class B [_]% Asset Backed Notes Class C...
Underwriting Agreement • December 19th, 2025 • Efcar, LLC • Asset-backed securities • New York

Exeter Finance LLC, a limited liability company organized and existing under the laws of Delaware (the “Sponsor”), and EFCAR, LLC, a limited liability company organized and existing under the laws of Delaware (the “Seller”) (the Sponsor and the Seller, collectively, the “Companies”), agree with you as follows:

View Source