0000929624-01-000330 Sample Contracts

EXHIBIT 1 PROVIDIAN FINANCIAL CORPORATION Principal Amount at Maturity Zero Coupon Convertible Notes due 2021 Underwriting Agreement ----------------------

Underwriting Agreement • February 22nd, 2001 • Providian Financial Corp • Short-term business credit institutions • New York

• Contract Type
  Underwriting Agreement
• Filed
  February 22nd, 2001
• Company
  Providian Financial Corp
• Industry
  Short-term business credit institutions
• Jurisdiction
  New York

as Issuer AND

Providian Financial Corp • February 22nd, 2001 • Short-term business credit institutions • New York

• Company
  Providian Financial Corp
• Filed
  February 22nd, 2001
• Industry
  Short-term business credit institutions
• Jurisdiction
  New York