0000928385-99-001060 Sample Contracts

EXHIBIT 10.3 EMPLOYMENT AGREEMENT BETWEEN SOUTH JERSEY SAVINGS AND LOAN ASSOCIATION AND ROBERT J. COLACICCO
Employment Agreement • March 31st, 1999 • South Jersey Financial Corp Inc • Savings institutions, not federally chartered • New Jersey
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EXHIBIT 10.6 EMPLOYMENT AGREEMENT BETWEEN SOUTH JERSEY SAVINGS AND LOAN ASSOCIATION AND JANE E. BRODE
Employment Agreement • March 31st, 1999 • South Jersey Financial Corp Inc • Savings institutions, not federally chartered

Ms. Brode's Employment Agreement is the same as the Employment Agreement in Exhibit 10.5, which is incorporated herein by reference except as to: (i) the name of the signatory, which is Jane E. Brode; (ii) the position in Section 1, which is Senior Vice President-Savings; and (iii) the amount of the base salary in Section 3(a), which is $94,328.

EXHIBIT 10.8 EMPLOYMENT AGREEMENT BETWEEN SOUTH JERSEY FINANCIAL CORPORATION, INC. AND ROBERT J. COLACICCO
Employment Agreement • March 31st, 1999 • South Jersey Financial Corp Inc • Savings institutions, not federally chartered • Delaware
EXHIBIT 10.10 EMPLOYMENT AGREEMENT BETWEEN SOUTH JERSEY FINANCIAL CORPORATION, INC. AND JOSEPH M. SIDEBOTHAM
Employment Agreement • March 31st, 1999 • South Jersey Financial Corp Inc • Savings institutions, not federally chartered • Delaware
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