0000928385-00-003415 Sample Contracts
Up to 6,670,000 Shares of Common Stock (Par Value $.01 Per Share)Sales Agency Agreement • December 19th, 2000 • Citizens First Bancorp Inc • Savings institutions, not federally chartered • North Carolina
FORM OF CITIZENS FEDERAL SAVINGS BANK DEFERRED FEE AGREEMENTDeferred Fee Agreement • December 19th, 2000 • Citizens First Bancorp Inc • Savings institutions, not federally chartered • Michigan
FORM OF ------- LOAN AGREEMENT --------------Loan Commitment Agreement • December 19th, 2000 • Citizens First Bancorp Inc • Savings institutions, not federally chartered • Delaware