0000927089-09-000041 Sample Contracts

NON-QUALIFIED STOCK OPTION AWARD AGREEMENT
Non-Qualified Stock Option Award Agreement • January 29th, 2009 • Sound Financial, Inc. • Savings institution, federally chartered

This Non-Qualified Stock Option Award (“NQSO”) is granted by Sound Financial, Inc. (“Company”) to [Name] (“Option Holder”) in accordance with the terms of this Non-Qualified Stock Option Award Agreement (“Agreement”) and subject to the provisions of the Sound Financial, Inc. 2008 Equity Incentive Plan, as amended from time to time (“Plan”). The Plan is incorporated herein by reference.

Sample 1
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INCENTIVE STOCK OPTION AWARD AGREEMENT
Incentive Stock Option Award Agreement • January 29th, 2009 • Sound Financial, Inc. • Savings institution, federally chartered

This Incentive Stock Option Award (“ISO”) is granted by Sound Financial, Inc. (“Company”) to [Name] (“Option Holder”) in accordance with the terms of this Incentive Stock Option Award Agreement (“Agreement”) and subject to the provisions of the Sound Financial, Inc. 2008 Equity Incentive Plan, as amended from time to time (“Plan”). The Plan is incorporated herein by reference.

Sample 1
RESTRICTED STOCK AWARD AGREEMENT
Restricted Stock Award Agreement • January 29th, 2009 • Sound Financial, Inc. • Savings institution, federally chartered

This Restricted Stock Award of Shares (“Restricted Stock”) is granted by Sound Financial, Inc. (“Company”) to [Name] (“Grantee”) in accordance with the terms of this Restricted Stock Award Agreement (“Agreement”) and subject to the provisions of the Sound Financial, Inc. 2008 Equity Incentive Plan, as amended from time to time (“Plan”). The Plan is incorporated herein by reference.

Sample 1
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