0000917435-02-000004 Sample Contracts

ESCROW AGREEMENT
Escrow Agreement • October 25th, 2002 • Mountain Bancshares Inc • Georgia

THIS ESCROW AGREEMENT (this "Agreement") is entered into and effective as of the 24th day of October, 2002, by and between Mountain Bancshares, Inc., a Georgia corporation (the "Company"), and The Bankers Bank (the "Escrow Agent").

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EMPLOYMENT AGREEMENT
Employment Agreement • October 25th, 2002 • Mountain Bancshares Inc • Georgia

THIS EMPLOYMENT AGREEMENT (the "Agreement") dated as of June 21, 2002, is made by and between the organizers of the Bank (collectively the "Employer"), Mountain Bank, which is a proposed state Bank (the "Bank"), and JOHN L. LEWIS, an individual resident of Georgia (the "Executive").

STOCK WARRANT AGREEMENT
Stock Warrant Agreement • October 25th, 2002 • Mountain Bancshares Inc

THIS AGREEMENT is made as of the ____ day of ______________, 2002, by and between __________________________ (hereinafter "Director") and MOUNTAIN BANCSHARES, INC. (hereinafter the "Company").

OUTPARCEL SALE LETTER OF INTENT Date Processed: September 6, 2002
Mountain Bancshares Inc • October 25th, 2002

This letter of intent contains the basic terms under which JDN Development Company, Inc. ("Seller") would be willing to enter into a contract of sale with Mountain Bancshares, Inc. ("Buyer") regarding the purchase and sale of the Property (as defined below).

STANDARD LAND SALES AGREEMENT
Land Sales Agreement • October 25th, 2002 • Mountain Bancshares Inc • Georgia
EMPLOYMENT AGREEMENT
Employment Agreement • October 25th, 2002 • Mountain Bancshares Inc • Georgia

THIS EMPLOYMENT AGREEMENT (the "Agreement") dated as of August 19, 2002, is made by and between Mountain Bancshares, Inc. (the "Employer"), acting on behalf of the organizers of Mountain State Bank, which is a proposed state bank (the "Bank), and LYNN H. BARRON, an individual resident of Georgia (the "Executive").

FINAL SUBSCRIPTION AGREEMENT
Final Subscription Agreement • October 25th, 2002 • Mountain Bancshares Inc
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