EXHIBIT (5)(a) PLEASE READ THIS CONTRACT CAREFULLY THE DEATH BENEFIT AND CONTRACT VALUE, WHEN BASED ON THE INVESTMENT PERFORMANCE OF THE VARIABLE ACCOUNT, MAY INCREASE OR DECREASE AND ARE NOT GUARANTEED AS TO A FIXED DOLLAR AMOUNT. PLEASE REFER TO THE...Fulcrum Separate Account of Allmerica Fin Life Ins & Ann Co • November 5th, 1996
PARTICIPATION AGREEMENT Among THE PALLADIAN TRUST WESTERN CAPITAL FINANCIAL GROUP, INC. and ALLMERICA FINANCIAL LIFE INSURANCE AND ANNUITY COMPANYParticipation Agreement • November 5th, 1996 • Fulcrum Separate Account of Allmerica Fin Life Ins & Ann Co • Massachusetts
WITNESSETH:Wholesaling Agreement • November 5th, 1996 • Fulcrum Separate Account of Allmerica Fin Life Ins & Ann Co • Massachusetts
FORM OF UNDERWRITING AND ADMINISTRATIVE SERVICES AGREEMENTUnderwriting and Administrative Services Agreement • November 5th, 1996 • Fulcrum Separate Account of Allmerica Fin Life Ins & Ann Co • Massachusetts
