370-DAY $100,000,000 UNSECURED CREDIT AGREEMENT DATED AS OF MAY 7, 2002 AMONG THE EMPIRE DISTRICT ELECTRIC COMPANY AS BORROWER AND UMB BANK, N.A. INDIVIDUALLY AND AS ADMINISTRATIVE AGENT AND BANK OF AMERICA, N.A. INDIVIDUALLY AND AS SYNDICATION AGENT...Credit Agreement • May 8th, 2002 • Empire District Electric Co • Electric services • Missouri
The undersigned, The Empire District Electric Company, a Kansas corporation (the "Company") hereby applies to you for your several commitments, subject to all the terms and conditions hereof and on the basis of representations and warranties hereinafter set forth, to make an unsecured revolving credit (the "Revolving Credit") available to the Company, all as more fully set forth herein. Each of you is hereinafter referred to individually as "Bank" and collectively as "Banks." UMB Bank, N.A., in its individual capacity is sometimes referred to herein as "UMB", and in its capacity as Administrative Agent for the Banks is hereinafter in such capacity referred to as the "Agent." All capitalized terms not defined in the text of this Agreement are defined in Section 1 hereof.
