EXHIBIT 10.4 FORM OF NEW YORK COMMUNITY BANCORP, INC. STOCK OPTION ASSUMPTION AGREEMENT STOCK OPTION ASSUMPTION AGREEMENT Dear [Optionee]: As you know, on October 31, 2003 (the "Closing Date"), Roslyn Bancorp, Inc. ("Roslyn") merged with and into New...Stock Option Assumption Agreement • November 10th, 2003 • New York Community Bancorp Inc • Savings institutions, not federally chartered
