0000906318-03-000064 Sample Contracts

August 4, 1998
Lca Vision Inc • March 21st, 2003 • Services-specialty outpatient facilities, nec
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September 25, 1998
Lca Vision Inc • March 21st, 2003 • Services-specialty outpatient facilities, nec
AMENDMENT TO LOAN AGREEMENT
Loan Agreement • March 21st, 2003 • Lca Vision Inc • Services-specialty outpatient facilities, nec • Ohio

THIS AMENDMENT TO LOAN AGREEMENT ("Amendment") is entered into as of the 30th day of September, 1999 by and between THE PROVIDENT BANK, an Ohio banking corporation, One East Fourth Street, Cincinnati, Ohio 45202 ("Lender") and LCA-VISION INC., an Ohio corporation, and REFRACTIVE CENTERS INTERNATIONAL, INC., an Ohio corporation, (individually and collectively, "Borrower"), whose collective mailing address is 7840 Montgomery Road, Cincinnati, Ohio 45236.

SECOND AMENDMENT TO LOAN AGREEMENT
Loan Agreement • March 21st, 2003 • Lca Vision Inc • Services-specialty outpatient facilities, nec • Ohio

THIS SECOND AMENDMENT TO LOAN AGREEMENT ("Amendment") is entered into as of the 30th day of November, 2001 by and between THE PROVIDENT BANK, an Ohio banking corporation, One East Fourth Street, Cincinnati, Ohio 45202 ("Lender") and LCA-VISION INC., a Delaware corporation ("Borrower"), 7840 Montgomery Road, Cincinnati, Ohio 45236.

THIRD AMENDMENT TO LOAN AGREEMENT
Loan Agreement • March 21st, 2003 • Lca Vision Inc • Services-specialty outpatient facilities, nec • Ohio

THIS THIRD AMENDMENT TO LOAN AGREEMENT ("Amendment") is entered into as of the 30th day of June, 2002 by and between THE PROVIDENT BANK, an Ohio banking corporation, One East Fourth Street, Cincinnati, Ohio 45202 ("Lender") and LCA-VISION INC., a Delaware corporation ("Borrower"), 7840 Montgomery Road, Cincinnati, Ohio 45236.

FOURTH AMENDMENT TO LOAN AGREEMENT
Loan Agreement • March 21st, 2003 • Lca Vision Inc • Services-specialty outpatient facilities, nec • Ohio

THIS FOURTH AMENDMENT TO LOAN AGEEEMENT (the "Amendment") is entered into as of the 31st day of December, 2002 by and between THE PROVIDENT BANK, an Ohio banking corporation, One East Fourth Street, Cincinnati, Ohio 45202 (the "Lender"), and LCA-VISION INC., a Delaware Corporation, (the "Borrower") 7840 Montgomery Road, Cincinnati, Ohio 45236.

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