0000905148-07-007251 Sample Contracts

SECOND AMENDED AND RESTATED MORTGAGE LOAN PURCHASE AND WARRANTIES AGREEMENT
Mortgage Loan Purchase and Warranties Agreement • December 28th, 2007 • Morgan Stanley Mortgage Loan Trust 2007-15ar • Asset-backed securities • New York

This SECOND AMENDED AND RESTATED MORTGAGE LOAN PURCHASE AND WARRANTIES AGREEMENT (“Agreement”), dated as of June 1, 2006, by and between Morgan Stanley Mortgage Capital Inc., a New York corporation (the “Purchaser”), and Quicken Loans, Inc., a Michigan corporation (the “Seller”).

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ASSIGNMENT, ASSUMPTION AND RECOGNITION AGREEMENT
Assumption and Recognition Agreement • December 28th, 2007 • Morgan Stanley Mortgage Loan Trust 2007-15ar • Asset-backed securities • New York

THIS ASSIGNMENT, ASSUMPTION AND RECOGNITION AGREEMENT, dated November 1, 2007, (“Agreement”) among Morgan Stanley Mortgage Capital Holdings LLC, successor by merger to Morgan Stanley Mortgage Capital Inc. (“Assignor”), Morgan Stanley Capital I Inc. (“Assignee”) and Quicken Loans, Inc. (the “Company”) and acknowledged by LaSalle Bank National Association (“LaSalle”), as trustee (the “Trustee”) of Morgan Stanley Mortgage Loan Trust 2007-15AR (the “Trust”) created under the Pooling and Servicing Agreement (hereinafter defined):

AMENDMENT NO. 1
Morgan Stanley Mortgage Loan Trust 2007-15ar • December 28th, 2007 • Asset-backed securities • New York

This AMENDMENT NO. 1, dated as of December 1, 2006 (this “Amendment”), to the Second Amended and Restated Mortgage Loan Purchase and Warranties Agreement, dated as of June 1, 2006 (the “Agreement”), is by and between MORGAN STANLEY MORTGAGE CAPITAL INC., a New York corporation, as purchaser, and QUICKEN LOANS, INC., a Michigan corporation, as seller.

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